We use 128-bit SSL protection and strict, high levels of security & encryption standards.
No obligation and no effect on your score
We will only ever do a soft credit pull, which has absolutely no effect on your FICO score.
Frequently asked questions
What kind of loans do you offer?
We offer term loans ranging from $10K–$1MM, with interest starting at 6% and terms
from 1 to 3 years. In select states, we're unable to offer financing below $50K.
What credit score do I need to qualify?
Businesses whose owners have a credit score of at least 640 are most likely to qualify, but
business owner credit scores are just one factor among many we consider.
What are your fees?
We charge an origination fee of 3–5% of the approved loan amount once your loan has
been successfully funded. There is never a fee to apply.
Are there any state-specific limitations?
Yes, we can't lend in ND, NV, SD and VT. In select states, we're unable to offer financing
at amounts less than $50K.
What are your basic requirements?
We’re able to lend in just about every state in the US to companies that have been around
at least 2 years, and have annual revenue of at least $200,000.
Will my credit score be affected by the application process?
No. There are two types of credit inquiries used by credit providers: hard credit
inquiries (or "hard pulls") and soft credit inquiries (or "soft pulls"). Hard pulls are recorded
by credit bureaus and may have an adverse affect on your credit score – by contrast, soft
pulls do not affect your credit score. After receiving your credit application, Bond Street will
conduct a soft pull from the credit bureaus to obtain your personal credit score. As a result, your
personal credit score will not be affected by your application for a Bond Street loan.