Our mission

We’re revolutionizing small business lending through technology, data, and design.

Entrepreneurs are the foundation for growth in our economy and yet today’s banking system has left them behind. We’re building a better future where access to capital is simple, transparent and fair.

Fund your future

We provide fast, affordable financing to grow your business.
No jargon, no hidden fees, just one simple process at a fair price.

Term loans
Up to $1 million
Rates starting at
For as long as
1–3 years
Get pre-qualified

We’ve made it surprisingly simple.

  1. Tell us about yourself
    (10 minutes)
    Simply connect your accounts and answer a few verification questions. You’ll be done in minutes.
  2. We’ll review your application
    (48 hours)
    Our team of credit experts will take a look at your financial profile and will be in touch with a decision.
  3. Money is deposited
    Once approved, you’ll receive an offer to review and sign. Within a week, your funds will be deposited.

Here’s what you’ll need to get started:

  • Name and address
  • Income and revenue amounts
  • Social security and Tax EIN
  • Approximate loan amount

See how we stack up

Feel free to compare us to other small business lenders — we’re confident we deliver a superior experience.

LenderLoan sizeTermInterestAPRProcess
Up to $1 million1–3 years6–22%8–25%Simple application. Offer within 3 days.
Banks and SBA Mostly over $1 millionVariesStarts below 5%6–15%Low approval rating, weeks to funding.
Other online lenders Often less than $50KLess than a year80% or more80% or moreFast, but very expensive.

Get pre-qualified

There's no obligation and no effect on your credit score.

We take your privacy seriously

We use 128-bit SSL protection and strict, high levels of security & encryption standards.

No obligation and no effect on your score

We will only ever do a soft credit pull, which has absolutely no effect on your FICO score.

Frequently asked questions

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